As a business owner, you know exactly how much property and casualty insurance costs are running these days. That’s why I thought of you when I saw this article on a type of captive insurance company, called a cell captive, that has the potential to lower your insurance costs while potentially enhancing your risk management. […]
You don’t say… For the first time in a long time… Over the last 12 months (09 27 19) Value has outperformed Growth. Small stocks are still lagging Large but the difference is shrinking. US Real estate stocks are up almost 30%… almost the same as Info Technology. A bigger eyebrow raiser is that rounding […]
Unlike traditional health insurance, these plans do not “insure” people but rather “share” healthcare costs among a large pool of people. Members pay into the system and upon receiving a bill from their physician other members of the plan will contribute to help pay the bill. Does Faith-Based Healthcare Cover Essential Health Benefits? Faith-based healthcare […]
Great report on how to solve problems in your business. As a business owner, you know that problems are inevitable. I saw this report on how some of today’s most successful entrepreneurs show a remarkable ability to view problems through the right lens—dealing with them in ways that boost their success and stop those problems from cropping […]
Many extremely wealthy people have a much better handle than others on a key concept of success: the long game. The long game means having a concrete vision of your ideal future down the road—years or even decades from now—and taking specific, carefully considered action steps at every stage along the way to maximize your […]
Insightful report about safeguarding your trust. I saw this report about how important it can be to have a trust protector for your trust. A trust protector ensures that a trustee is always acting ethically—and can fire the trustee if he or she spots misconduct. Having a trust protector can add in an important safeguard […]
A primary theme is to sit quietly. There are many factors that go into a portfolio allocation. Mostly it is risk. To reduce risk one wants to buy at the cheapest point – “on sale”, and never sell things to others “on sale” When the assets in a portfolio are at a disadvantage using this […]
Each year, Dimensional analyzes returns from a large sample of US-based mutual funds. Our objective is to assess the performance of mutual fund managers relative to benchmarks.* This year’s study updates results through 2018. The evidence shows that a majority of fund managers in the sample failed to deliver benchmark-beating returns after costs. We believe […]
Health care is on the move, with high costs of drugs the primary target and cancer and related disease are close behind. The trend is called “personalized medicine” and it starts with getting your DNA story told (aka Genome Sequencing). This is a small step with big implications for pharmacy and hospitalization costs. Personalized medicine […]
1) The ability to prioritize goals and easily model strategies for reaching them. 2) Easily show the impact that decisions will have on your Family Office members financial picture. 3) Able to automatically monitor and track changes in your Family Office financial needs. 4) Able to easily gather relevant analytics to demonstrate your Family Office […]